Which term describes the act of obtaining financial benefits using stolen information?

The term "identity theft" specifically refers to the act of obtaining financial benefits through the unauthorized use of someone else's personal information. This can involve stealing details such as Social Security numbers, bank account information, or credit card data to commit fraud. In the context of financial crimes, identity theft is a serious issue that undermines the integrity of financial systems and causes significant harm to victims, both financially and emotionally.

While the other terms may relate to financial crimes, they do not capture the specific act of getting financial benefits through stolen information as accurately. Fraudulent behavior is a broader term encompassing various deceitful acts aimed at financial gain. Financial exploitation generally refers to the improper or unethical use of an individual's funds or assets, often involving a fiduciary relationship rather than direct theft. Credit abuse relates to the misuse of credit accounts but does not specifically denote the stealing of someone's identity to achieve that misuse. Thus, "identity theft" is the most precise term in this context.